Find Ways to Make Your Beauty School Education More Affordable

The excitement you feel about going to beauty school can be undermined by the stress of not knowing how you are going to pay for it. Thankfully, financial aid is available to those who qualify. See how you can apply for financial aid as part of your enrollment process to PJ’s College of Cosmetology in Indiana and Kentucky.

Financial Aid Resources

Apply for Federally-Funded Grants and Loans

Start the financial aid process by filling out the Free Application for Federal Student Aid (FAFSA®). When you fill it out, you will need to enter the code for the school you plan on attending. PJ’s school codes are:

  • Brownsburg, IN: 015806
  • Clarksville, IN: 015806
  • Greenfield, IN: 016552
  • Indianapolis, IN: 016552
  • Jeffersonville, IN: 015806
  • Muncie, IN: 016552
  • Plainfield, IN: 016552
  • Richmond, IN: 016289
  • Bowling Green, KY: 016552
  • Glasgow, KY: 017103
  • Louisville, KY: 016552

Filling out the FAFSA® will help determine whether you qualify for a grant or loan from the government.

Types of Financial Aid

Federal Pell Grant

A Federal Pell Grant is money that does not have to be repaid, except under certain circumstances. Qualifying for the Pell Grant is based on financial need. Read more about the Pell Grant.

Federal Subsidized Loan

Federal Direct Subsidized loans are available to undergraduate students who demonstrate financial need. The interest is paid by the federal government while students are in school, and then interest begins accruing at the time students cease full-time enrollment. Regular payments begin six months after the student ceases enrollment. A fixed interest rate is established annually by the U.S. Department of Education. Read more about the Federal Subsidized Loan.

Federal Unsubsidized Loan

Unsubsidized Direct loans are available for students to borrow for additional education costs. With the exception of demonstrating financial need and undergraduate status, borrowers must meet all eligibility criteria of the Federal Subsidized Direct loan program. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Generally, you may choose to make interest payments on the loan while you are in school or have the interest added to your principal balance (capitalized) when your repayment schedule begins. Regular payments begin six months after the student ceases enrollment. Interest rates are fixed and established annually by the U.S. Department of Education. Read more about the Federal Unsubsidized Loan.

Federal Parent PLUS Loan

Federal Parent Loans for undergraduate students provide additional funds for credit-worthy parents to help pay for their student’s educational expenses. If a parent has no credit or poor credit history, they may still qualify for a loan by applying with a credit-worthy endorser. They can be combined with other financial aid resources and cannot exceed the student’s cost of education. Interest rates are fixed and established annually by the U.S. Department of Education. Repayment begins immediately after the loan is fully disbursed. Read more about the Federal Parent Plus Loan.

Applying for Scholarships

Scholarships offer money that does not have to be paid back and is used to pay for all or part of a student’s education. Many people may apply for a scholarship, but only a select few will receive it, and the recipient of the scholarship is often chosen based on merit rather than financial need. You can apply for outside scholarships that are related to the beauty industry, such as:

Searching the internet is a good way to find other scholarships that you can apply for.

You can also apply for scholarships that come directly from PJ’s College of Cosmetology. More information can be found on our Scholarships page.

Applying for Veterans Affairs Education Benefits

Some people who are enrolling in school may be eligible for veterans benefits. Learn more about applying for VA education benefits or call 1-888-442-4551 to have an application form mailed to you or for additional questions.

Need Financial Aid Help Let’s Talk!

Financial Aid FAQ’s

Who can apply for financial aid?

Most U.S. citizens or eligible non-citizens with a high school diploma or GED can apply for federal financial aid. Your eligibility is based on several factors, such as financial need, enrollment status, and whether or not you meet the general eligibility requirements outlined by the U.S. Department of Education.

I plan on enrolling as a part-time student. Can I still apply for financial aid?

Yes, you may be eligible for financial aid if you are a full-time student or a part-time student. Shorter programs, such as the Nail Technician or Nail Technology program, may not be eligible for financial aid. Contact us if you have questions about financial aid and the program you want to enroll in.

How can I apply for a scholarship from PJ's College of Cosmetology?

Get information about what scholarships may be available to students who qualify by filling out the form on our Scholarships page.

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BOWLING GREEN

1901 Russellville Rd
Bowling Green, KY 42101

(270) 904-0063

BROWNSBURG

1012 C. E. Main St.
Brownsburg, IN 46112

(317) 858-8858

Indianapolis

4010 S. Emerson Ave.
Indianapolis, IN 46203

(317) 781-9600

Louisville

2911 S. Hurstbourne Pkwy
Louisville, KY 40220

(502) 489-3757

Plainfield

2026 Stafford Road
Plainfield, IN 46168

(317) 839-2761

Glasgow

920 Happy Valley Road
Glasgow, KY 42141

(270) 651-6553

richmond

50 Hayes-Arboretum Road
Richmond, IN 47374

(765) 962-3005

muncie

3100 W. Kilgore Ave.
Muncie, IN 47304

(765) 289-6144

jeffersonville

1710 E. 10th St.
Jeffersonville, IN 47130

(812) 285-8805

Greenfield

1400 W. Main St.
Greenfield, IN 46140

(317) 462-9239

clarksville

1414 Blackiston Mill Road
Clarksville, IN 47129

(812) 282-0459